From Informal to Formal: The Gradual Shift
Simple ledger apps, QR payments, and inventory tools help stall owners forecast demand, qualify for loans, and smooth seasonality. A tailor in Dhaka won a microcredit line after six months of consistent digital receipts. What nudged your first digital adoption—discounts, training, or peer examples?
From Informal to Formal: The Gradual Shift
Regulatory sandboxes and tiered KYC let innovation run without sidelining consumer protection. Clear grievance channels and visible dispute resolution build credibility. If you operate in a sandbox or use tiered onboarding, tell us how it influenced adoption and dropout rates.